Comprehensive Financial Planning
Clarity & Confidence at Every Stage of Life
Starting out: Working professionals
-
How much should I be saving and where should I put it?
-
How should I manage my debt?
-
Should I sell my stock options/awards?
-
What’s the best way to fund my upcoming goals - marriage, new home?
-
Should I contribute to an IRA or an HSA or both?
Mid-Life Focus: Career & family
-
Am I being tax efficient with my income and savings?
-
How do I best plan for and fund my kids' college education?
-
Do I have sufficient emergency reserves?
-
Do I have enough liability insurance (life, disability, umbrella)?
-
Do I need a living trust?
Your Second Act: Retirement
-
Can I retire now or should I wait a few more years?
-
What’s the best way to replace income in retirement?
-
How do I plan for health-care costs? Is my health care/Medicare coverage enough?
-
When I stop working, which account should I withdraw from?
-
When should I take Social Security?
Our planning process from start to finish
Step 1:
Decide where you’re going
What are your goals for yourself, your family, and your future?
Step 2:
Determine where you’re starting
Review your budget, organize your accounts, and analyze your investments. Identify the optimal amount of risk for your plans to be successful.
Step 3:
Map out how to move forward
Stress-test your plans to make sure they’re solid, and start to implement your plan.
Step 4:
Monitor your progress
Adapt to changes in the market and in your life.
What's Included in Financial Planning?
✔ Retirement planning |
✔ Education funding |
✔ Cash flow management |
✔ Risk management |
✔ Estate planning |
✔ Debt management |
✔ Investment management |
✔ Income tax planning |